Commission Rates

DEPOSIT INTEREST RATES

Term Deposit

Term
1 month
3 months
6 months
12 months
 KZT
6.0%7.0%8.5%9.0%
AEIR KZT 
6.2%7.2%8.7%9.0%
USD0.1%0.2%0.5%1.0%
AEIR USD0.1%0.2%0.5%1.0%
EUR0.1%0.2%0.3%0.5%
AEIR EUR0.1%0.2%0.3%0.5%

AEIR - Annual Effective Interest Rate -  +/- 0.1% possible deviations.

Special conditions:

  • Minimum deposit amount: 360 000 KZT; 1 000 USD; 1 000 EUR.
  • Partial withdrawals are not possible.
  • In case of early termination, accrued interest will not be paid.
  • The interest rate is fixed for the entire term of the deposit.



Rolled Deposit

Term1 month
3 months
6 months
12 months
 KZT5.5%6.0%7.0%8.5%
AEIR KZT5.6%6.1%7.1%8.5%
USD0.1%0.1%0.4%0.8%
AEIR USD0.1%0.1%0.4%0.8%
EUR0.1%0.1%0.3%0.5%
AEIR EUR0.1%0.1%0.3%0.5%

AEIR - Annual Effective Interest Rate -  +/- 0.1% possible deviations.

Special conditions:

  • Minimum deposit amount: 1 000 000 KZT; 3 000 USD; 2 000 EUR.
  • Partial withdrawals are possible, if the deposit balance is not less than the minimum deposit amount.
  • In case of early termination, accrued interest will be paid in an amount calculated based on the number of calendar days of funds placement.
  • The interest payment is made at the end of the term.



Monthly Capitalization Rolled Deposit

Term
1 month
3 months
6 months
12 months
KZT5.0%5.5%6.5%8.0%
AEIR KZT5.1%5.6%6.7%8.3%
USD0.1%0.1%0.2%0.6%
AEIR USD0.1%0.1%0.2%0.6%
EUR0.1%0.1%0.2%0.4%
AEIR EUR0.1%0.1%0.2%0.4%

AEIR - Annual Effective Interest Rate -  +/- 0.1% possible deviations.

Special conditions:

  • Minimum deposit amount: 1 000 000 KZT; 3 000 USD; 2 000 EUR.
  • Accrued interest is capitalized at the end of each month.
  • Partial withdrawals are possible, if the deposit balance is not less than the minimum deposit amount.
  • In case of early termination, up to 30 days - accrued interest will not be paid, over 30 days the accrued interest will be paid in an amount calculated based on the number of calendar days of funds placement.



Savings Deposit

Term
3 months
6 months
12 months
24 months
36 months
KZT7.0%9.0%10.0%11.0%
11.0%
AEIR KZT7.2%9.2%10.0%11.3%
11.4%
USD0.3%0.5%1.0%1.0%
1.0%
AEIR USD0.3%0.5%1.0%1.0%
1.0%
EUR0.1%0.3%0.8%1.0%
1.0%
AEIR EUR0.1%0.3%0.8%1.0%
1.0%

AEIR - Annual Effective Interest Rate -  +/- 0.1% possible deviations.

Special conditions:

  • Minimum deposit amount: 400 000 KZT; 1 000 USD; 1 000 EUR.
  • The interest rate is fixed for the entire term of the deposit.
  • The interest payment is made at the end of the term.
  • In case of early termination, paid 0.1% of the amount of accrued interest.