Deposits

1. The interest rate is fixed for the entire term of the deposit.
2. The Bank Deposit Agreement can be automatically prolonged, taking into account capitalization. Automatic prolongation is carried out for a similar term, at the interest rate established by the Bank's tariffs for this type of deposit on the day of prolongation, no more than 6 (six) times.

Term	1 month	3 months	6 months	12 months	Minimum deposit amount	Minimum amount of additional deposit
KZT	8.0%	9.0%	10.0%	14.0%	360 000	360 000
AEIR KZT (from 8.3% to 14.0%)	8.3%	9.3%	10.3%	14.0%
USD	0.1%	0.3%	0.7%	1.5%	1 000	1 000
AEIR USD (from 0.1% to 1.5%)	0.1%	0.3%	0.7%	1.5%
EUR	0.1%	0.2%	0.3%	0.8%	1 000	1 000
AEIR EUR (from 0.1% to 0.8%)	0.1%	0.2%	0.3%	0.8%
AEIR - Annual Effective Interest Rate. +/- 0.1% possible deviations.
Special conditions:
Partial withdrawals are not possible.
Accrued interest is capitalized at the end of the term.
In case of early termination of the contract, accrued interest will be calculated based on the actual term of funds placement.

Term	1 month	3 months	6 months	12 months	Minimum deposit amount	Minimum amount of additional deposit
KZT	7.0%	8.0%	10.0%	12.5%	1 000 000	500 000
AEIR KZT (from 7.2% to 13.2%)	7.2%	8.3%	10.5%	13.2%
USD	0.1%	0.3%	0.5%	1.0%	3 000	1 000
AEIR USD (from 0.1%t to 1.0%)	0.1%	0.3%	0.5%	1.0%
EUR	0.1%	0.2%	0.3%	0.5%	3 000	1 000
AEIR EUR (from 0.1% to 0.5%)	0.1%	0.2%	0.3%	0.5%
AEIR - Annual Effective Interest Rate. +/- 0.1% possible deviations.
Special conditions:
Accrued interest is capitalized at the end of each month.
In case of early termination of the contract, accrued interest will be calculated based on the actual term of funds placement.
Partial withdrawals are possible, if the deposit balance is not less than the minimum deposit amount.