Operations on current accounts
Provided in the Bank:
- Application for opening a bank account;
- Contract of bank account;
- Forms of documents with samples of signatures and seal;
- Questionnaire "Know your Client".
Documents required for opening a bank account
The following documents are necessary for legal entities-residents of the Republic of Kazakhstan for opening a bank account:
- notarized document with samples of signatures and seal in two copies;
- confirmation of statistical authorities on registration on statistical accounting and assigning appropriate codes (in case of absence of information on the web-site of statistical authorities);
- copy of Certificate of state registration (re-registration) / Certificate of state registration (re-registration) of legal entity (certified by client’s seal)*;
- original of charter / notarized copy of charter or document confirming implementation of the client's activities on the basis of typical charter;
- documents confirming full powers of persons specified in the document with samples of signatures and seal;
- protocol (decision) of general meeting of members (shareholders) on appointment of managers who have the right of first signature;
- copy(-ies) of document(-s), certifying identity of person(-s), authorized to sign payment documents when conducting operations related to maintenance of client's bank account (control of money on bank account) in accordance with the document with samples of signatures and seal and copies of documents of persons who are founders of a legal entity.
* certificates formed on the portal of electronic government www.egov.kz, must contain a Unique number.
The following documents are necessary for branches and representative offices of legal entities-residents of the Republic of Kazakhstan for opening a bank account:
- notarized document with samples of signatures and seal in two copies;
- confirmation of statistical authorities on registration on statistical accounting and assigning appropriate codes (in case of absence of information on the web-site of statistical authorities);
- notarized copy of Provision about branch or representative office;
- copy of Certificate of recordation (re-recordation) / Certificate of state recordation (re-recordation) of branch (representative office), (certified by client)*;
- documents confirming full powers of persons specified in the document with samples of signatures and seal;
- copy(-ies) of document(-s), certifying identity of person(-s), authorized to sign payment documents when conducting operations related to maintenance of client's bank account (control of money on bank account) in accordance with the document with samples of signatures and seal and copies of documents of persons who are founders of a legal entity;
- copy of letter of attorney issued by legal entity-resident of the Republic of Kazakhstan to head of branch or representative office;
- protocol (decision) of general meeting of members (shareholders) on appointment of managers who have the right of first signature;
- for branches and representative offices of public and religious associations as documents confirming full powers of persons specified in the document with samples of signatures and seal- notarized documents confirming full powers of head of the branch or representative office of public or religious association, who was elected (appointed) in the order provided by charter of public or religious association and provision about its branch or representative office.
* certificates formed on the portal of electronic government www.egov.kz, must contain a Unique number.
The following documents are necessary for individual entrepreneurs-residents of the Republic of Kazakhstan for opening a bank account:
- document with sample of signature (and seal, in case if client has a seal); if in addition to (instead of) individual entrepreneur, other persons (representatives) are included in the document with sample of signature, notarized samples of signatures are provided;
- copy of document of established form issued by authorized body, confirming state registration (re-registration) / printed copy of electronic Registration certificate of state registration of an individual entrepreneur certified by seal of IE (in case if client has a seal);
- document certifying identity of individual entrepreneur;
if in addition to (instead of) individual entrepreneur, other persons (representatives) are included in the document with sample of signature, it is necessary to submit additionally:
- copies of documents certifying identity of such persons;
- notarized letter of attorney for control of account, issued by an individual entrepreneur.
The following documents are necessary for private notaries, private bailiffs and lawyers for opening a bank account:
- document certifying identity;
- copy of document issued by tax authorities, confirming registration as a Notary/Lawyer/Private bailiff;
- copy of State license for notary activity / advocacy / activity on execution of executive documents;
- document with sample of signature (and seal, in case if client has a seal).
The following documents are necessary for peasant farms for opening a bank account:
- notarized document with samples of signatures (and seal, in case if client has a seal) in two copies;
- copy of document of established form issued by authorized body, confirming state registration (re-registration);
- document certifying identity of head of peasant farm;
if in addition to (instead of) head of peasant farm other persons (representatives) are included in the document with sample of signature, it is necessary to submit additionally:
- copies of documents certifying identity of such persons;
- notarized letter of attorney for control of account, issued by head of peasant farm.
The following documents are necessary for legal entities – non-residents of the Republic of Kazakhstan for opening a bank account:
- notarized document with samples of signatures and seal (in case of availability of seal) in two copies;
- original or notarized copy of an extract from trade register or other similar document containing information about authority which registered legal entity - non-resident, registration number, date and place of registration, which is certified by translation into official or Russian language in established order, and, in the case of necessity, legalized or apostilled in accordance with the legislation of the Republic of Kazakhstan or international treaty, one of the participants of which is the Republic of Kazakhstan;
- copy of registration certificate on registration of non-resident as a taxpayer;
- copies of documents confirming full powers of persons, signature samples of which are included in the document with samples of signatures and seal;
- protocol (decision) of general meeting of members (shareholders) on appointment of managers who have the right of first signature;
- copy(-ies) of document(-s), certifying identity of person(-s), authorized to sign payment documents when conducting operations related to maintenance of client's bank account (control of money on bank account) in accordance with the document with samples of signatures and seal.
The following documents are necessary for branches and representative offices of legal entities – non-residents of the Republic of Kazakhstan for opening a bank account:
- notarized document with samples of signatures and seal (in case of availability of seal) in two copies;
- original or notarized copy of an extract from trade register or other similar document containing information about authority which registered legal entity - non-resident, registration number, date and place of registration, which is certified by translation into official or Russian language in established order, and, in the case of necessity, legalized or apostilled in accordance with the legislation of the Republic of Kazakhstan or international treaty, one of the participants of which is the Republic of Kazakhstan;
- copy of document of established form issued by authorized body, confirming recordation (re-recordation);
- notarized copy of provision about branch or representative office, which is executed in official and/or Russian language;
- copy of letter of attorney issued by legal entity – non-resident of the Republic of Kazakhstan to head of branch or representative office;
- copies of documents confirming full powers of persons, signature samples of which are included in the document with samples of signatures and seal;
- protocol (decision) of general meeting of members (shareholders) on appointment of managers who have the right of first signature;
- copy(-ies) of document(-s), certifying identity of person(-s), authorized to sign payment documents when conducting operations related to maintenance of client's bank account (control of money on bank account) in accordance with the document with samples of signatures and seal.
The following documents are necessary for foreign diplomatic and consular missions for opening a bank account:
- notarized document with samples of signatures and seal in two copies;
- copy of document of established form confirming its accreditation, issued by the Ministry of Foreign Affairs of the Republic of Kazakhstan;
- copies of documents confirming full powers of persons, signature samples of which are included in the document with samples of signatures and seal;
- copy(-ies) of document(-s), certifying identity of person(-s), authorized to sign payment documents when conducting operations related to maintenance of client's bank account (control of money on bank account) in accordance with the document with samples of signatures and seal.
The following documents are necessary for individual entrepreneurs – non-residents of the Republic of Kazakhstan for opening a bank account:
- document with sample of signature (and seal, in case if client has a seal); if in addition to (instead of) individual entrepreneur, other persons (representatives) are included in the document with sample of signature, notarized samples of signatures are provided;
- copy of document confirming registration as an individual entrepreneur, issued by tax authority;
- document certifying identity of individual entrepreneur;
if in addition to (instead of) individual entrepreneur, other persons (representatives) are included in the document with sample of signature, it is necessary to submit additionally:
- copies of documents certifying identity of such persons;
- notarized letter of attorney for control of account, issued by an individual entrepreneur.
Conditions which are necessary for implementation by client of operations on current account:
- availability of a current account opened in the Bank;
- formation of payment document (order) on conducting operations in accordance with requirements of legislation of the Republic of Kazakhstan (payment order, application for transfer of foreign currency, application for conversion, etc.);
- when conducting payments and money transfers, which are exchange operations in accordance with legislation of the Republic of Kazakhstan, it is necessary to provide documents in accordance with requirements of currency legislation of the Republic of Kazakhstan.
You can conduct the following operations on current accounts opened in the Bank:
- money transfers within the Bank or to other banks ( in tenge and foreign currency);
- payment for purchased and delivered goods, equipment, industrial products, performed works, rendered services;
- for payment of pension contributions to accumulative pension funds;
- for payment of mandatory social contributions to the Fund of mandatory social insurance;
- for the purpose of payment of taxes and other mandatory payments to the budget;
- for other purposes which do not contrary to legislation of the Republic of Kazakhstan;
- conversion (purchase/sale) of non-cash foreign currency;
- operations with cash (transferring money to current account and withdrawing money from current account).
Cost of services
Bank charges commission for conducting operations on a current account according to the Bank’s tariffs.