Deposits

1. The interest rate is fixed for the entire term of the deposit.
2. The Bank Deposit Agreement can be automatically prolonged, taking into account capitalization. Automatic prolongation is carried out for a similar term, at the interest rate established by the Bank's tariffs for this type of deposit on the day of prolongation, no more than 6 (six) times.

3. Approved by the Board of JSC "SB "KZI Bank" Minutes No. 58 dated 04.11.2022 and come into force from 07.11.2022.

Term Deposit

Term

1 month

3 months

6 months

12 months

Minimum deposit amount

Minimum amount of additional deposit

KZT

8.0%

9.0%

10.0%

14.0%

360 000

360 000

AEIR KZT (from 8.3% to 14.0%)

8.3%
9.3%
  10.3%
    14.0%


USD

0.1%

0.3%

0.7%

1.5%

1 000

1 000

AEIR USD (from 0.1% to 1.5%)

0.1%
 0.3%
 0.7%
 1.5%


EUR

0.1%

0.2%

0.3%

0.8%

1 000

1 000

AEIR EUR  (from 0.1% to 0.8%)
0.1%
 0.2%
  0.3%
   0.8%


AEIR - Annual Effective Interest Rate. +/- 0.1% possible deviations.

Special conditions:

Partial withdrawals are not possible.

Accrued interest is capitalized at the end of the term.

In case of early termination of the contract, accrued interest will be calculated based on the actual term of funds placement.

Monthly Capitalization Rolled Deposit

Term

1 month

3 months

6 months

12 months

Minimum deposit amount

Minimum amount of additional deposit

KZT

7.0%

8.0%

10.0%

12.5%

1 000 000

500 000

AEIR KZT (from 7.2% to 13.2%)

         7.2%
        8.3%
        10.5%
       13.2%


USD

0.1%

0.3%

0.5%

1.0%

3 000

1 000

AEIR USD (from 0.1%t to 1.0%)

         0.1%
        0.3%
         0.5%
       1.0%


EUR

0.1%

0.2%

0.3%

0.5%

3 000

1 000

AEIR EUR (from 0.1% to 0.5%)

         0.1%
        0.2%
        0.3%
       0.5%


AEIR - Annual Effective Interest Rate. +/- 0.1% possible deviations.

Special conditions:

Accrued interest is capitalized at the end of each month.

In case of early termination of the contract, accrued interest will be calculated based on the actual term of funds placement.

Partial withdrawals are possible, if the deposit balance is not less than the minimum deposit amount.