Deposits

1. The interest rate is fixed for the entire term of the deposit.
2. The Bank Deposit Agreement can be automatically prolonged, taking into account capitalization. Automatic prolongation is carried out for a similar term, at the interest rate established by the Bank's tariffs for this type of deposit on the day of prolongation, no more than 6 (six) times.

3. SB "Kazakhstan-Ziraat International Bank" JSC is a member of the mandatory deposit guarantee system. The savings are insured by the Kazakhstan Deposit Guarantee Fund.

4. Approved by the Board of JSC "SB "KZI Bank" Minutes No. 65 dated 08.12.2022 and come into force from 12.12.2022.

Term Deposit

Term

3 months

6 months

12 months

Minimum deposit amount

Minimum amount of additional deposit

 

KZT

16.2%

16.6%

14.5%

50 000

50 000

 

USD

0.2%

0.5%

1.0%

100

100

 

EUR

0.2%

0.3%

1.0%

100

100

 

The rates are indicated in the AEIR. AEIR - Annual Effective Interest Rate. +/- 0.1% possible deviations.

Special conditions:

Partial withdrawals are not possible. Replenishment is availeble.

Accrued interest is capitalized at the end of the term.

In case of early termination of the deposit agreement, the remuneration is paid in the amount of 50% of the amount of remuneration that was accrued before the withdrawal of money.

Monthly Capitalization Rolled Deposit

Term

1 month

3 months

6 months

12 months

Minimum deposit amount

Minimum amount of additional deposit

KZT

10.5%

11.6%

12.7%

16.1%

50 000

5 000

USD

0.1%

0.2%

0.5%

1.0%

100

50

EUR

0.1%

0.1%

0.2%

1.0%

100

50

The rates are indicated in the AEIR. AEIR - Annual Effective Interest Rate. +/- 0.1% possible deviations.

Special conditions:

Accrued interest is capitalized at the end of each month.

In case of early termination of the contract, accrued interest will be calculated based on the actual term of funds placement.

Partial withdrawals are possible, if the deposit balance is not less than the minimum deposit amount.

Savings Deposit

Term

3 months

6 months

12 months

24 months

36 months

Minimum deposit amount

KZT

18.2%

18.3%

16.9%

14.2%

14.1%

400 000

USD

0.3%

0.5%

1.0%

1.0%

1.0%

1 000

EUR

0.1%

0.3%

0.8%

1.0%

1.0%

1 000

The rates are indicated in the AEIR. AEIR - Annual Effective Interest Rate. +/- 0.1% possible deviations.

Special conditions:

Partial withdrawals and additional contributions are not provided.

Accrued interest is capitalized at the end of the term.

In case of early termination of the deposit agreement, 0.1% of the amount of the accrued interest is paid, the deposit is paid out 30 days after the application is submitted.