1. The interest rate is fixed for the entire term of the deposit.
2. The Bank Deposit Agreement can be automatically prolonged, taking into account capitalization. Automatic prolongation is carried out for a similar term, at the interest rate established by the Bank's tariffs for this type of deposit on the day of prolongation, unlimited number of times.
3. SB "Kazakhstan-Ziraat International Bank" JSC is a member of the mandatory deposit guarantee system. The savings are insured by the Kazakhstan Deposit Guarantee Fund.
4.The rates are valid from March 1st approved by the decision of the Management Board of the Bank No. 15/2024 dated 27.02.2024.
The maximum amount of the guarantee is:
• 20 million tenge for savings deposits (deposits) in
national currency;
• 10 million tenge on cards, accounts and other
deposits in national currency;
• 5 million tenge on cards, accounts and deposits in
foreign currency (in equivalent at the exchange rate established on the date of
revocation of the license of the participating bank).
If several deposits of different types and currencies
are placed in one participating bank, the cumulative balance of the amount for
all deposits is guaranteed, but not more than the maximum amount of guaranteed
compensation - 20 million tenge, taking into account the limits for each type
of deposit.
Term Deposit
|
Term
deposit |
|||||
|
Term |
3
months |
6
months |
12
months |
Minimum
deposit amount |
Minimum
amount of additional deposit |
|
KZT |
15.0% |
15.0% |
14.0% |
50,000 |
50,000 |
|
AEIR
KZT |
15.9% |
15.6% |
14.0% |
|
|
|
USD |
0.2% |
0.5% |
1.0% |
100 |
100 |
|
AEIR
USD |
0.2% |
0.5% |
1.0% |
|
|
|
EUR |
0.2% |
0.3% |
1.0% |
100 |
100 |
|
AEIR
EUR |
0.2% |
0.3% |
1.0% |
|
|
| AEIR - Annual Effective Interest Rate - +/- 0.1% possible deviations. | ||||||
| Special conditions: | ||||||
| Partial withdrawals are not possible. Replenishment is availeble. | ||||||
| Accrued interest is capitalized at the end of the term. | ||||||
| In case of early termination of the deposit agreement, the remuneration is paid in the amount of 50% of the amount of remuneration that was accrued before the withdrawal of money. |
Monthly Capitalization Rolled Deposit
|
Monthly Capitalization Rolled Deposit |
||||||
|
Term |
1 month |
3 months |
6 months |
12 months |
Minimum deposit amount | Minimum amount of additional deposit |
|
KZT |
9.0% |
10.0% |
11.0% |
12.8% |
5 000 |
500 |
|
AEIR KZT |
9.4% |
10.5% |
11.6% |
13.6% |
|
|
|
USD |
0.1% |
0.2% |
0.5% |
1.0% |
10 |
5 |
|
AEIR USD |
0.1% |
0.2% |
0.5% |
1.0% |
|
|
|
EUR |
0.1% |
0.1% |
0.2% |
1.0% |
10 |
5 |
|
AEIR EUR |
0.1% |
0.1% |
0.2% |
1.0% |
|
|
| AEIR - Annual Effective Interest Rate - +/- 0.1% possible deviations. | ||||||
| Special conditions: | ||||||
| Accrued interest is capitalized at the end of each month. | ||||||
| In case of early termination of the contract, accrued interest will be calculated based on the actual term of funds placement. | ||||||
| Partial withdrawals are possible, if the deposit balance is not less than the minimum deposit amount. |
Savings Deposit
| |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| AEIR - Annual Effective Interest Rate - +/- 0.1% possible deviations. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Special conditions: | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Partial withdrawals and additional contributions are not provided. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Accrued interest is capitalized at the end of the term. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| In case of early termination of the deposit agreement, 0.1% of the amount of the accrued interest is paid, the deposit is paid out 30 days after the application is submitted. | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||