Accounts

Opening a bank account

Documents required for opening a current account for an individual:

  • Document certifying identity, containing IIN.

Foreign nationals when opening an account must submit:

  • Document certifying identity,
  • Registration certificate for foreigners and stateless persons in case of absence of documents of the Republic of Kazakhstan certifying identity.

Maintenance of bank accounts

The Bank conducts the following operations on account and provides banking services related to its maintenance:

  • Transfers money to account in tenge and/or foreign currency received in cash or cashless to the client’s account from his other accounts, as well as from accounts of residents and non-residents of the Republic of Kazakhstan;
  • Conducts payments and transfers of money from the client's account in tenge and/or foreign currency upon the client's instruction to his other accounts or to other accounts of residents or non-residents of the Republic of Kazakhstan. Payments and transfers of money from the client's account are made only upon his instruction, or upon instruction of a third party which has a proper notarized letter of attorney of the client;
  • Gives out cash from the account in tenge and/or foreign currency to the Client. Third parties - residents and non-residents of the Republic of Kazakhstan can receive money in tenge and/or foreign currency from the account only on the basis of proper notarized letter of attorney of the client;
  • All debit operations on the Client’s account are conducted by the Bank within amount available on the account;
  • Issuing account statements upon the Client’s request;
  • Issuing certificates related to the account upon the Client’s request;
  • Conducting operations of purchase / sale of cash and non-cash currency in accordance with the client's application within amount available on the account.

Bank charges the client a commission for conducting banking operations and provision of banking services, according to the Bank’s tariffs.